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Introducing Zelle® - a fast, safe and easy way to send money in minutes1 to your friends and family, right from the Coastal Bank & Trust mobile app. Zelle makes it easy to send money to or receive money from people you trust - no matter where they bank2. Find Zelle in your Coastal Bank & Trust app.
Send money directly from your bank account to theirs - typically in minutes.1
Send or receive money right from your Coastal Bank & Trust app.
Send money to almost anyone you know2 using just an email address or U.S. mobile phone number.
Log in and go to your menu. Scroll down until you see "Send Money with Zelle®". Then, enroll with your U.S. mobile number or email address to get started.
Select someone from your mobile device's contacts (or add a trusted recipient's email address or U.S. mobile phone number), add the amount you'd like to send and an optional memo, review, then hit "Send."
Send your friend a request and a way to pay you back directly with Zelle. Just enter their U.S. mobile number or email address, the amount they owe you, and hit send (if your friend is not enrolled yet, you can only send a request using their email address). When your friend responds, the money will appear in your Coastal Bank & Trust account.
Zelle makes it easy to quickly split the bill with a built-in calculator. Just tap the 'split' button, select the people in your group and enter the total amount you want to split. Zelle sends a request to everyone for their share (Please note, if your friend is not enrolled yet, you can only send a request using their email address).
Don’t worry about covering your friends. Zelle lets you request money and get paid back quickly.3
Use Zelle to get rent without calling a house meeting.
Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank2.
You can send money to friends, family and others you trust2.
Since money is sent directly from your bank account to another person's bank account within minutes1, it's important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.
You can send, request, or receive money with Zelle. To get started, log into Coastal Bank & Trust's mobile app and select “Send Money with Zelle®”. Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you’re ready to start sending and receiving with Zelle.
To send money using Zelle, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes1.
To request money using Zelle, choose “Request,” select the individual(s) from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”3.
To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.
If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account, typically within minutes1.
If you have not yet enrolled withZelle, follow these steps:
Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor2.
Since money is sent directly from your bank account to another person’s bank account within minutes1, Zelle should only be used to send money to friends, family and others you trust.
Neither Zelle nor Coastal Bank & Trust offers a protection program for any authorized payments made with Zelle - for example, if you do not receive the item you paid for or the item is not as described or as you expected.
Coastal Bank & Trust does not charge any fees to use Zelle4.
It’s easy - Zelle is already available within Coastal Bank & Trust's mobile banking app! Check our app or sign-in online and follow a few simple steps to enroll with Zelle today.
You can find a full list of participating banks and credit unions live with Zelle here.
If your recipient’s bank isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS.
To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle does not accept debit cards associated with international deposit accounts or any credit cards.
When you enroll with Zelle through the Coastal Bank & Trust app, your name, the name of your bank, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared - those stay with Coastal Bank & Trust). When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its “directory” and notifies Coastal Bank & Trust of the incoming payment. Coastal Bank & Trust then directs the payment into your bank account, all while keeping your sensitive account details private.
In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.
If your recipient has not yet enrolled with Zelle, the payment will remain pending and the money will not move from your account. If the recipient does not enroll within 14 days, the payment will expire, and the transaction will need to be made again.
If the person you sent money to has already enrolled with Zelle, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren't able to get your money back, please call us at 910-577-3200 so we can help you.
Money sent with Zelle is typically available to an enrolled recipient within minutes1.
If you send money to someone who isn’t enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly into your recipient's account, typically within minutes1.
If your payment is still pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number.
If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.
Still having trouble? Please give the Coastal Bank & Trust customer support team a call at 910-577-3200 or get in touch through our support page.
Yes! They will receive a notification via email or text message.
Keeping your money and information safe is a top priority for Coastal Bank & Trust. When you use Zelle within our mobile app or online banking, your information is protected with the same technology we use to keep your bank account safe.
If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle for these types of transactions.
These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither Zelle nor Coastal Bank & Trust offers a protection program for any authorized payments made with Zelle - for example, if you do not receive the item you paid for or the item is not as described or as you expected.
Your email address or U.S. mobile phone number may already be enrolled with Zelle at another bank or credit union. Call our customer support team and ask them to move your email address or U.S. mobile phone number to Coastal Bank & Trust so you can use it for Zelle.
Once customer support moves your email address or U.S. mobile phone number, it will be connected to your Coastal Bank & Trust account so you can start sending and receiving money with Zelle through the Coastal Bank & Trust mobile banking app and online banking. Please call Coastal Bank & Trust customer support at 910-577-3200 for help.
Unlock the full potential of your mobile banking app by using Zelle. Enjoy the benefits of a fast, safe and easy way of sending and receiving money in minutes.1
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