Coastal Bank & Trust is the only full service community bank headquartered in Jacksonville/Onslow County, North Carolina. The Bank offers financial products and services primarily focused on the retail customer and small to medium-size businesses in the Onslow County Market. The Bank has two locations; in Jacksonville and Holly Ridge, NC with plans to expand in other communities throughout southeastern North Carolina.

What's New

Limited Time Only, Coastal Bank & Trust is Offering CD Specials on New Money Only - Minimum $25,000.

12 Month: 

Certificate of Deposit with 1.66% APY*

24 Month:

Certificate of Deposit with 1.87% APY*

36 Month:

Certificate of Deposit with 1.97% APY*

*APY = Annual Percentage Yield

North Carolina - Capital Access Program

Coastal Bank & Trust is a qualified lender under North Carolina's Capital Access Program (NC-CAP). The NC-CAP can make the difference in approval of a small business loan for either a start-up or expansion. If you are a North Carolina business with 500 or fewer employees you are eligible for a NC-CAP loan.  Please visit with one of our experienced lenders or the NC-CAP website; for more information.

News to Know

Operational Update

**Operational Update** 

Due to the affects of Hurricane Florence, our Jacksonville location is currently closed. We are operating out of a former BB&T building located at 530 Yopp Road, Jacksonville NC. Hours of operation are 12:00 noon till 4:00 pm until further notice. We are providing cash withdrawals and micro emergency loans. The Holly Ridge location is open. Business hours are 9:00 am to 5:00 pm, Monday - Friday. Please call our main office at 910-577-3200 or our Holly Ridge location at 910-541-3811 for assistance. Please keep our website checked for any necessary updates. Please stay safe and let us know how we can help you! Thank you for your business.


 If you need immediate assistance, please call our Oncall Banking at 1-888-80-GOCBT or visit our Website at

Our ATM is also available for immediate assistance.

Wilmington, NC - Loan Production Office

Our Loan Production Office located in Wilmington, NC is now open!  Please come see us at 5725 Oleander Dr, F-1, Wilmington, NC 28403 for all of your Mortgage, Consumer and Commercial loan needs. Our hours of operation are Monday thru Friday 9:00 am - 5:00 pm. Or you may give us a call at (910) 378-1156 or toll free at (877) 357-5558.


Coastal Bank & Trust • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

Holly Ridge  • 300 US Hwy 17N • Holly Ridge, NC 28445
Phone: 910-541-3811 • Fax: 910-803-0685

If you need assistance accessing our website, please contact our Network Administrator, by phone 910-577-3200.

© Copyright 2017 Coastal Bank & Trust.