W. Keith Betts is President and Chief Executive Officer of the Bank.  With over 30 years of corporate and retail banking experience, Betts was formerly the Founder, President and CEO of Port City Capital Bank in Wilmington, NC, from 2001 until the bank was sold in 2006.   During his tenure, from the time period of 2005-2006, Port City Capital Bank was ranked in the top five banks in the North Carolina Bank Performance Report.  Prior to his appointment with Coastal bank & Trust, Betts held the position of Executive Vice President and Market President of Crescent State Bank/Vantage South Bank in Wilmington.  He is a 1980 graduate of St. Andrews Presbyterian College in Laurinburg, NC.

(910) 577-3200 ext 101

Richard G. Jefferson is the Chief Financial Officer of the Bank. Mr. Jefferson was previously employed by Marine Federal Credit Union in Jacksonville, NC, where he served as Chief Financial Officer since 2001. As Chief Financial Officer, Mr. Jefferson was responsible for financial reporting, asset liability management, investments, back office operations and strategic planning. During his 19-year career in the financial services industry, Mr. Jefferson has served as an internal auditor, compliance officer and held various other management and oversight positions. He is a graduate of the University of North Carolina at Wilmington.

(910) 577-3200 ext 102

Renee' L. Rhodes is the Chief Compliance and Operations Officer of the Bank. Ms. Rhodes was previously employed by First Citizens Bank as Vice President and Manager of Retail Banking with responsibility for retail directives of the bank's branches in New Hanover and Pender counties. During her 10-year career with First Citizens, Ms. Rhodes served as a mortgage banker and in various capacities in retail banking. Prior to her tenure at First Citizens, Ms. Rhodes worked for the North Carolina Real Estate Commission as an investigator and compliance auditor. She attended Johnston Community College.

(910) 577-3200 ext 105

Coastal Bank & Trust • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

© Copyright 2015 Coastal Bank & Trust.