Coastal Bank & Trust is the only full service community bank headquartered in Jacksonville, North Carolina. The Bank offers financial products and services primarily focused on the retail customer and small to medium-size businesses in the Onslow County Market. The Bank has one location in Jacksonville with plans to expand in other communities throughout southeastern North Carolina.
What's New

New Mobile Banking Upgrade Coming May 18, 2014!

Attention All Mobile Banking Users: To provide enhanced security of your finances and information, we are changing our login procedures, effective May 18, 2014. We are streamlining the process, while adding new layers of security behind the scenes. Watch for the app update and experience the new look and feel to your Mobile Banking dashboard and menu – making anytime, anywhere banking even more convenient. 

North Carolina - Capital Access Program

Coastal Bank & Trust is a qualified lender under North Carolina's Capital Access Program (NC-CAP). The NC-CAP can make the difference in approval of a small business loan for either a start-up or expansion. If you are a North Carolina business with 500 or fewer employees you are eligible for a NC-CAP loan.  Please visit with one of our experienced lenders or the NC-CAP website; for more information.

News to Know

Notice of Expiration of the Temporary Full FDIC Insurance Coverage

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts, visit

Coastal Bank & Trust • 2414 North Marine Blvd. • Jacksonville, NC 28546
Phone: 910-577-3200 • Fax: 910-577-3211

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